I use blocklists that block the majority of ads and tracking, while aiming to not impact normal traffic. Of course some unexpected blocking can happen for various reasons, however that’s the risk of using any ad blocking service!
The lists that I have configured for all Adfilter servers/locations are listed below. These lists result in me receiving minimal complaints for the users of my home network, so that’s a good start in my books :-)
AdGuard DNS filter - A filter composed of several other filters (AdGuard Base filter, Social media filter, Tracking Protection filter, Mobile Ads filter, EasyList and EasyPrivacy) and simplified specifically to be better compatible with DNS-level ad blocking.
OISD - Light version of their list. Aims to block Ads, (Mobile) App Ads, Phishing, Malvertising, Malware, Spyware, Ransomware, CryptoJacking, Scam, Telemetry, Analytics, Tracking
AdGuard Browsing Security - The AdGuard phishing, malware, safe browsing service.
Phishing Army - A list of domains involved in phishing attacks.
URLhaus - Online (active) malware URLs.
None at present.